Raising Women’s Voices

California’s Gender-Based Rating of Health Insurance

Posted in Uncategorized by raisingwomensvoices on February 3, 2009

Should women pay more for health insurance than men? San Francisco City Attorney Dennis Herrera doesn’t think so.  On January 27th, Herrera filed suit against a law that would permit gender based rating of insurance premiums, a provision that is likely to cause women to pay higher premiums than men.

Gender-based health insurance rates first appeared in the state of California 2007. The National Women’s Law Center in 2008 issued a report that found women under the age of 55 pay up to 39 percent more for insurance than men. Assemblyman Dave Jones (D) noted that 10 states in the country prohibit gender based rating.  Currently in California, employer-sponsored group plans are prohibited from charging men different premiums than women.  Opponents to the gender based rating argue that the same law that applies to employer-sponsored plans should be granted to those seeking individual plans.

Read the full article.

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