Raising Women’s Voices

NYT on women’s higher cost for same quality of health insurance

Posted in Uncategorized by raisingwomensvoices on October 31, 2008

The New York Times ran an important article yesterday about the astonishing disparities in health care costs among men and women of the same age and for identical coverage.

In this economy, more and more Americans are shopping for health insurance on the individual market after having lost jobs that previously provided them coverage.  Additionally, both candidates for the presidency have proposed health care plans that expand the role of the individual market, promising tax credits for those who purchase insurance not through their employers.  BUT:

“‘Women often fare worse than men in the individual insurance market,’ said Senator Max Baucus, Democrat of Montana and chairman of the Finance Committee.

Insurers say they have a sound reason for charging different premiums: Women ages 19 to 55 tend to cost more than men because they typically use more health care, especially in the childbearing years.

But women still pay more than men for insurance that does not cover maternity care. In the individual market, maternity coverage may be offered as an optional benefit, or rider, for a hefty additional premium.”

 Please read this extremely important article in its entirety here.


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