Raising Women’s Voices

Problems found with consumer directed health plans

Posted in Insurance companies by raisingwomensvoices on July 21, 2008

Consumer-driven health plans, hailed since their inception in 2000 as a tool to help control costs, are actually motivating plan members to forgo care and discontinue drugs to treat chronic medical problems, according to two new studies by Oregon researchers.
Under these employer-sponsored health insurance plans, members pay up-front deductibles either out of their own pockets or from a dedicated health-care account before insurance coverage begins.
New research published in Health Affairs this week, led by two University of Oregon policy experts, found people enrolled in these plans were more likely to quit taking drugs that control high blood pressure and cholesterol-lowering medications than participants with more robust medical coverage.
The number of large companies offering a consumer-directed health plan has nearly doubled over the last two years, according to research published earlier this year by Watson Wyatt and the National Business Group on Health.

read_more: http://www.bizjournals.com/portland/stories/2008/07/07/daily25.html

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